America searches for ways to treat health care

Michael Kaegi, staff writer

Hang on for a minute...we're trying to find some more stories you might like.

Email This Story

America’s healthcare system continues to grow more complicated with young adults and students being less informed about the basics of it and what purpose it serves to the public.

With millions of people now having  healthcare in the United States, many do not fully understand the fundamental basics of how the system works, leading many students and young adults to not be given much information about it.

“I think we should teach more about the healthcare system in schools because we will have to ultimately pay for it once we get to college and we’ll wonder how much it cost,” said Nicholas Schuster, a junior.put why you interviewed them

While there are different coverages and regulations depending on the state, Americans with health insurance pay monthly fees to ensure that they will be covered when they need to see a doctor or end up in the hospital. This helps to reduce medical costs that may not be reduced until negotiated with that person’s health care provider.

“I think by allowing everyone to have access to healthcare, it makes it more affordable in the long run in case an accident occurs that requires medical attention,” said Cameron Bender, a math teacher put why you interviewed her 

Most Americans either have an HMO (Health Maintenance Organization) or PPO (Preferred Provider Organization) plan. The main differences are the size of the network and the cost of the plan when it comes to deciding between the two. With an HMO, an individual will have a primary care doctor in which they will see for all their medical services, while a PPO provides more freedom to receive care from any provider in or out of their network. 

While an HMO only allows people to see doctors within their network, it is more cost effective than a PPO because it allows. However, a PPO does not require the consult and referral from a PCP (Primary Care Provider), to see a specialist or doctor of any kind. The choice between the two is highly dependent on the out-of-pocket costs the individual can afford and the type of care they are seeking.

“Ultimately, health insurance is there to help you in a crisis, so it’s a good thing we have it, but sometimes overpriced is a problem that the government has to change,” said Schuster.

Since the implementation of the Affordable Care Act in 2010, many Americans were granted access to health insurance that they could not afford at the time due to many companies being private. The act mandated that individuals were required to have health insurance, while also making it more affordable and accessible in the process. Some Amercians were able to achieve the health insurance they needed through this law, but others were forced into buying insurance that they did not want due to it being more cost effective.

“I think people should be able to do what they want regarding their health insurance and how much they pay for it,” said Summer Johnson, a senior.

With the healthcare system’s complexity growing rapidly throughout the last century with more individuals being able to afford it, it has left many people wondering which direction to go and what plan would be most financially beneficial to them. With the help of the Affordable Care Act and more medical care being accessible in and out of American’s insurance networks, it is helping more people achieve the healthcare they need as well as provide them with a secure medical plan that will support them for the future.